Flexible Payments

Dear Customers, we are delighted to announce we are introducing our flexible payments plans of your stylish window treatments. Lex Blinds have partnered with leading finance provider to offer you a choice of flexible and competitive payment options available to suit your budget.

Giving your home a Lex Blinds makeover has never been easier. Finance is available subject to status and is provided by Improveasy Ltd.

Lex Blinds Window Treatments Finance

Pay for your window treatments in affordable monthly payments. We offer flexible finance on all Lex Blinds products – see our conditions here:

• Minimum loan amount £1000
• Rate of interest 0% APR Representative
• Deposit from 35% (depends on product)
• Available over 12 or 24 months
• Minimum age 21
• Maximum age 85

Representative Example

Product: Shutters
Price: £ 3000.00
Deposit: £ 1400.00
Term: 36 months
Loan Amount: £ 1600.00
Monthly Payments: £ 44.44
Total Interest (0% APR): £ 0
Total Repayable: £ 1600.00

Applying For Finance

You can discuss finance options at any time with our trained sales team, just call us now on 0800 788 0000, or email welcome@lexblinds.co.uk

Lex Blinds is an IAR (Introducer Appointed Representative) providing an introduction service through our finance partner Improveasy Ltd. This means that we introduce you to a finance partner rather than provide the finance ourselves.

You should still be aware that all finance is offered subject to status and affordability and that other terms and conditions apply. Please see our FAQ section below for more information.

Frequently Asked Questions

• Do you provide the finance yourselves?
  

No. We are what’s called an ‘Introducer Appointed Representative’. This means we have been appointed by an FCA registered firm (Improveasy) to introduce you to their panel of lenders. This is a regulated activity supervised by the FCA.

• What is the minimum lending criteria?
  

Applicants must be 21 or over at the time of application and younger than 85 years old on the day of the last payment of the agreement. You must be a permanent UK resident (for at least the last three years) and a home owner with a minimum income of £10,000 a year. Proof of income will be required.

• How much can I borrow?
  

You can borrow up to £25,000, but you must borrow at least £1,000 to be eligible for finance.

• Do I have to be in full time employment?
  

No. Part time employed, self-employed, retired or non-working applicants can still apply but will need to show proof of income (pension and benefit income is acceptable if it meets the lender’s criteria and is more than £10,000 a year).

• How long does it take to apply for finance?
  

The application takes around 15 – 20 minutes.

• How soon will I get a decision?
  

You will receive an instant ‘accept’ or ‘decline’ from the lender once your online application is submitted. If the decision is borderline, it may be referred to an underwriter for further review. In this instance, it may take twenty minutes to make further checks. Note however that underwriter checks are only made 9am-6pm Monday to Friday, so if you apply outside these hours, you may need to wait to the following working day for a final decision.

• Are there any risks relating to my property?
  

No. Finance provided by Improveasy is not secured against property or assets and is classed as ‘unsecured personal finance’. The details of this will be clearly outlined on your consumer credit agreement.

• Can I change my payment dates?
  

Yes. Shortly after your product installation, the lender will write to you. You can contact them directly after this date to change you monthly direct debit payment date.

• What if I have more questions?
  

You can contact Improveasy directly and speak with one of their advisers: 0800 0248505, or alternatively you can email in any queries to Finance@Improveasy.com Their opening hours are 9am-5:30pm Monday to Friday.